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Effective June 1, 2016, there will be changes to Ontario Auto Insurance that will offer you more choices and could make your premium more affordable.

If you renewed your policy earlier this year, the changes will be available to your the next time your policy renews. If you buy a new policy or renew on or after June 1 2016, here's what will be different.

  • You will have more choice in the coverage and price you pay for car insurance
  • Many of the statuatory accident benefits that you would receive if you are injured in a collision, regardless of who was at fault, have changed
  • The maximum available for some benefits has been reduced, and some options for increased coverage have been eliminated or changed

There are favourable options depending on your lifestyle. You should consider updating your policy if

  • You're a primary care-giver of young children, elderly parents, or disabled family members
  • You earn more than $30,000 per year
  • You're a snowbird
  • You're primarily responsible for housekeeping or home maintenance
  • You have a pre-existing injury that requires regular treatments, such as physiotherapy or massage
  • Your auto insurnace policy is the only form of coverage you have (ie, you don't have a group plan through your employer or spouse)

With these options, you are able to increase, extend and purchase additional Accident Benefits Coverage from us depending on your needs and financial circumstances. This coul dbe increasing yoru coverage, extending it to cover minor injuries, or adding benefits to cover the unexpected costs in the time of a claim.

Please watch the below video for more specific information about the changes and call your broker with any questions you may have. These changes are here for your benefit and we're here to make insurance easy for you.

Lola Thake

Vice President, Personal Insurance

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