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Personal Umbrella


Added peace of mind? That’s priceless.

You’ve worked hard to build the life you want—the house, the car, the savings. Don’t let an unexpected lawsuit put your investments and your family’s financial future in jeopardy.

Pearson Dunn Insurance offers an additional layer of liability protection at an affordable rate. We know that sometimes having that added peace of mind can make a world of difference when the unexpected happens.

Our personal umbrella insurance options can give you the security you need to protect your most valued assets in the case of a lawsuit or unforeseen accident that exceeds your primary liability limits.

This coverage provides increased liability protection above that offered by the basic personal insurance policies and:

  • Provides an extra layer of liability coverage over and above primary home, automobile, watercraft and recreational motor vehicle policies
  • Can be purchased for amounts up to $5,000,000 or more
  • Increases the OPCF44 – Family Protection Benefits section of your automobile policy*

*This optional endorsement protects you and your passengers in the event of an accident with underinsured motorists who have lower limits of liability than you. You will receive payments according to your limit of liability.

We believe in providing our clients with advocacy, choice and independent advice. This is our “Personal Protection Promise” to you.